What’s the State Pension, and when can I claim it?
November 09 2023
The State Pension is a regular payment from the government to help support you when you’re older. The age at…
What are workplace pensions, and how do they work?
November 09 2023
Workplace pensions are retirement savings accounts set up by your employer. They work by automatically taking a percentage of your…
When should I start planning for retirement?
November 09 2023
It’s a good idea to start planning for retirement as early as possible. The sooner you begin, the more time…
What are some tools or apps that can help with budgeting?
November 09 2023
There are lots of user-friendly budgeting tools and apps available, such as Budget by Koody, MoneyHub, Snoop, PocketSmith and Plum….
How often should I review and adjust my budget?
November 09 2023
It’s a good idea to review your budget every month. This way, you can see if you’re sticking to your…
Should I use cash or cards for better budgeting?
November 09 2023
Using cash can make you more aware of what you spend, but cards can be more convenient. You can use…
What are some effective strategies for cutting down unnecessary expenses?
November 09 2023
To cut down unnecessary expenses, start by identifying what you don’t really need or can reduce. Consider packing your lunch,…
How can I track my expenses and stay on budget?
November 09 2023
To track expenses, write down everything you spend money on for a month. Compare it to your budget to see…
What’s the 50/30/20 rule of budgeting?
November 09 2023
The 50/30/20 rule is an easy budgeting guideline. You spend 50% on needs (like bills and groceries), 30% on wants…
What steps can I take to reduce my debt?
November 09 2023
To reduce your debt, start by making a budget that includes paying off your debts. Try to pay more than…